All things you need to know about living in Carate Urio
Carate Urio, in the province of Como, is home to 10 Britons: 0.91% of its 1,104 residents.
That is the 28th-highest concentration of Britons among the 5,872 Italian comuni with at least 1,000 residents.
Within Lombardia it ranks 1st.
ISTAT counts 79 residents with a foreign citizenship in Carate Urio, 7.16% of the population. The largest groups among the nationalities we follow most closely are Britons (10), Danes (8), Germans (7).
On ISTAT's well-being measures, the province of Como scores in the top quarter of Italian provinces for intentional homicide rate and life expectancy at birth.
It scores in the bottom quarter for burglaries reported and medical specialists.
These figures describe the province, not the town. A comune can sit some way from its province's average.
Summers average a high of 25.2°C (77°F) and winters a low of -1.2°C (30°F), measured over 2015 to 2024.
Carate Urio sees about 3 days a year above 30°C (86°F).
It gets about 1,702mm of rain a year, spread across roughly 148 days.
These come from ERA5-Land reanalysis at the comune itself, not from the nearest weather station.
OMI puts residential purchase prices in Carate Urio at about €1,343 per square meter in the second half of 2025.
At those figures, buying costs about 16.7 years of renting the same property.
Carate Urio population over time
By nationality
| Nationality | Citizens | Share |
|---|---|---|
| United Kingdom | 10 | 0.91% |
| Denmark | 8 | 0.72% |
| Ukraine | 8 | 0.72% |
| Germany | 7 | 0.63% |
| Sweden | 4 | 0.36% |
| Albania | 3 | 0.27% |
| Brazil | 2 | 0.18% |
| France | 2 | 0.18% |
| Malta | 2 | 0.18% |
| Netherlands | 2 | 0.18% |
| Portugal | 2 | 0.18% |
| Austria | 1 | 0.09% |
| Australia | 1 | 0.09% |
| Canada | 1 | 0.09% |
| Switzerland | 1 | 0.09% |
| Spain | 1 | 0.09% |
| Hungary | 1 | 0.09% |
| Japan | 1 | 0.09% |
| Mexico | 1 | 0.09% |
| Poland | 1 | 0.09% |
| Russia | 1 | 0.09% |
| Slovakia | 1 | 0.09% |
| Argentina | 0 | 0.00% |
| Belgium | 0 | 0.00% |
| Bulgaria | 0 | 0.00% |
| Cyprus | 0 | 0.00% |
| Czechia | 0 | 0.00% |
| Estonia | 0 | 0.00% |
| Finland | 0 | 0.00% |
| Greece | 0 | 0.00% |
| Croatia | 0 | 0.00% |
| Ireland | 0 | 0.00% |
| South Korea | 0 | 0.00% |
| Lithuania | 0 | 0.00% |
| Luxembourg | 0 | 0.00% |
| Latvia | 0 | 0.00% |
| Norway | 0 | 0.00% |
| Romania | 0 | 0.00% |
| Slovenia | 0 | 0.00% |
| United States | 0 | 0.00% |
| Venezuela | 0 | 0.00% |
Country of birth
| Group | Residents | Share |
|---|---|---|
| Born in Italy | 980 | 88.77% |
| Born elsewhere in the EU | 31 | 2.81% |
| Born outside the EU | 93 | 8.42% |
Britons over time
Quality of life in Como
Full BES profile for Como →Como on cost vs quality of life (province-level) →
Property prices
Buying in Carate Urio is below the Como average of €1,460/m². Averaged across 2 OMI micro-zones, which can differ substantially within the same town.
16.7 years of rent here equal the purchase price — below the national median of 22.2 years.
A ratio between two OMI prices, not a return on investment. It leaves out purchase taxes, IMU, maintenance, financing and the months a place sits empty — all of which push the real figure up. Useful for the question it does answer: whether this town looks expensive to buy relative to what renting in it costs.
Housing here in excellent condition costs 49% more than ordinary condition — €2,004/m² against €1,343.
That gap is what the market charges for a place you don’t have to work on. It is not what the work would cost you — OMI prices property, not builders.
A detached house here averages €2,550/m², against €1,343 for an apartment.
Compared street for street — houses and flats priced in the same neighborhood — a house costs 36% more per square meter.
OMI prices “Ville e Villini” separately from the apartments every other figure on this page describes. Nationally a house costs about 14% more per square meter, but in 450 comuni it costs less — worth checking rather than assuming.
Seismic zone
Carate Urio is in seismic zone 4. Of the four zones, zone 1 is the highest hazard and zone 4 the lowest. The Department of Civil Protection describes zone 4 as the lowest-hazard zone, where a strong earthquake is very unlikely.
This is the legal classification the Region gave the comune, used for planning and for control of building works. It is not a forecast, and it says nothing about the building you are looking at: since the 2018 building code the design load of a new building comes from site-specific hazard, not from the zone. Have any specific property checked by a qualified engineer.
Not to be confused with the “seismic” routes of the 7% pensioner regime. Those turn on whether the comune was in the 2009 L’Aquila or 2016–17 central-Italy earthquake areas, not on its zone, and being in zone 1 does not make anyone eligible for that regime, or for any tax treatment.
See every comune on the map →Hospital, airport and daily-needs distance
Nearest hospital: Ist.Clinico Villa Aprica SPA-Como, about 9.8 km / 11 minutes by road from the geographic center of the comune.
Nearest emergency department: Ospedale Valduce, Como (Pronto Soccorso), about 11.9 km / 14 minutes by road from the geographic center of the comune.
Nearest DEA (level I or II): Ospedale S. Anna - Como, San Fermo della Battaglia (DEA level II), about 18.8 km / 18 minutes by road from the geographic center of the comune.
Nearest airport: Milan Malpensa International Airport (MXP), about 60.2 km / 44 minutes by road from the geographic center of the comune.
Nearest supermarket (OpenStreetMap): Bennet, about 6.1 km / 6 minutes by road from the geographic center of the comune.
Nearest pharmacy: Farmacia Sala, about 0 km / 1 minute by road from the geographic center of the comune.
Nearest railway station (OpenStreetMap): Como San Giovanni, about 10.2 km / 12 minutes by road from the geographic center of the comune.
Measured by road from the main town of the comune (its OpenStreetMap place point; the geographic center for the few comuni with none), at free-flow speeds with no traffic. It is approximate. For Carate Urio, a trip from your own address can take longer or shorter. Drive the route before you rely on it, and ask the local health authority which hospital serves the town. Shops, pharmacies and stations are the nearest to the main town, not to your address.
Nearby comuni
← See Carate Urio on the interactive map
This page, as data
Every figure above sits behind the page as a value with its source, its date and its coverage attached. Your assistant reads the same record, gaps included.